New to Benefits

We’re thrilled to have you as part of our organization. As a new employee or recent transfer to the U.S., you now have access to Benefits4Me, our comprehensive benefits program that goes far beyond the basics. Our broad range of benefits and programs offers something for everyone across all life stages and personal situations.

Follow the steps on this checklist to learn about what we offer and what you need to do and when, so you can take advantage of everything available to you.

A Note for U.S. Transfers

Keep in mind that U.S. benefits, especially the ones related to healthcare, may be different from what you are used to. Review the information included here and work with Included Health to ensure you’re prepared for those differences.

Watch Our New Hire Video

Step 1: Learn About Our Benefits Programs

Step 2: Make Your Benefits Decisions

Step 3: Enroll in Your Health Benefits, Insurance Coverage, and 401(k)

Gather the birth dates and Social Security numbers of any dependents you wish to cover, as well as documents that verify their eligibility, such as a marriage license or birth certificate. See Healthcare Eligibility for details.

Within 31 days of your start date, visit Benefits4MeEnroll.com to enroll in your benefits! You must actively enroll in the following benefits to have coverage:
- Medical, dental, and/or vision coverage
- Tax-advantaged Flexible Spending Accounts (FSAs)
- Buy-up Long-Term Disability (LTD) coverage
- Supplemental Life and AD&D insurance
- Dependent life insurance
- Accident insurance
- Critical Illness insurance
- Hospital Indemnity insurance
- Group legal coverage
- Group whole life insurance with long-term care

Within 45 days of your start date, enroll in or waive enrollment in our 401(k) Savings and Investment Plan. If you do not enroll or waive participation, you will be automatically enrolled, contributing 6% of your eligible compensation, into the Vanguard Target Retirement Trust Plus Plan that has a target retirement date closest to the year you turn 65. Once enrolled, you can change your contribution amounts and investment allocations for your 401(k) at any time on the Fidelity website.
Make time to designate your beneficiary(ies) for your life and AD&D coverage (on Benefits4MeEnroll.com), and your 401(k) Savings and Investment Plan or Health Savings Account (on netbenefits.com).

If you do not enroll within 31 days, you will only receive the Company-provided Short-Term Disability (STD), basic Long-Term Disability (LTD), and basic Life and AD&D insurance as your default coverage. You will also not be able to elect or change any of the benefits listed above until the next Annual Enrollment period (held each fall), unless you experience a life event during the year.

For tips and tools to help you make the most of your health benefits, check out Health Benefits 101.

Did you know?

At the End of the Year, You May Have to Enroll Twice

If you’re newly eligible for benefits or begin employment during or after the fall Annual Enrollment, you will be required to process two enrollment elections:

A New Hire enrollment, for benefits coverage you would like until the end of the calendar year. You have 31 days from your date of hire to complete your New Hire enrollment.
An Annual Enrollment election, for benefits coverage beginning January 1 of next year. You must enroll by December 31 to have coverage on January 1.

Please be sure to complete the New Hire enrollment first, then the Annual Enrollment, to ensure you have the proper coverage beginning on your date of hire or eligibility date.

Step 4: Take Advantage of Year-Round Benefits Available to You

New to Benefits

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